Track your money, your way
Record income, expenses, and debts from your phone or straight from WhatsApp. No spreadsheets. No complexity. Just send a message.
App launching soon — join the waitlist to be notified first.
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Built for how you actually manage money
Whether you prefer tapping on your phone or typing on WhatsApp, Trakdip meets you where you are.
Income Tracking
Log every source of income instantly. From salary to side hustles — nothing slips through.
Expense Tracking
Record expenses in seconds. Just say "Spent 2500 on food" and Trakdip handles the rest.
Debt Management
Track who owes you and what you owe. Automatic balance updates on every repayment.
Debt Reminders
Never forget a due date. Get WhatsApp reminders for open debts — once, weekly, or monthly.
WhatsApp Interface
No app needed to get started. Record transactions and query your finances in plain language.
Spending Summaries
Ask "How much did I spend this week?" and get an instant breakdown. No dashboards to navigate.
Multiple Accounts
Separate personal and business finances. Invite team members with role-based access.
Secure & Private
Your financial data is yours. Phone-number identity, OTP authentication — no passwords to lose.
Two ways to track. One source of truth.
Use the mobile app for full control, or WhatsApp for quick entries on the go. Both channels sync to the same account.
Mobile App
Full-featured experience
Download & Register
Download the app, enter your name and phone number. You'll get an OTP on WhatsApp to verify — no email, no password.
Add Transactions
Tap to record income, expenses, or debts. Categorise them, set dates, and manage multiple accounts from one place.
Stay on Top
View summaries, track open debts, and get reminders. Switch between personal and business accounts seamlessly.
WhatsApp Bot
Conversational, instant
Send your first message
Message the Trakdip WhatsApp number. If you're new, you're automatically registered — no forms, no OTP.
Record in plain language
Just describe what happened. Trakdip understands natural language and shorthand amounts.
"Spent 2500 on food" → Expense ₦2,500 recorded ✓
Ask anything
Query your finances conversationally. Get instant summaries without opening an app.
"Who owes me?" → James: ₦10,000 | Tunde: ₦5,000
Your finances, one message away
No app download needed to get started. Just message the Trakdip WhatsApp number and you're registered. Record transactions, track debts, and query your balance — all in plain language.
- ✓Auto-registers on your first message
- ✓Understands Nigerian shorthand (5k, 10k, 1m)
- ✓Handles partial commands with follow-up questions
- ✓Debt reminders sent directly to your WhatsApp
WhatsApp number coming soon — join the waitlist below
Simple, transparent pricing
Start free. Upgrade when you need more. Every plan includes a 14-day trial of all features.
Free
Everything you need to get started. No credit card required.
- Income & expense tracking
- Debt tracking
- WhatsApp interface
- 1 financial account
- Basic spending summaries
- 14-day trial of all features
Solo
Full personal finance features for individuals who are serious about their money.
- Everything in Free
- Multiple financial accounts
- Debt reminders (WhatsApp)
- CSV export
- Transaction categories
- Full spending analytics
- Priority support
Team
Multi-user accounts for small businesses and teams managing shared finances.
- Everything in Solo
- Team member access
- Role-based permissions
- Shared business accounts
- Team activity log
- Bulk transaction import
- Dedicated support
All prices in Nigerian Naira (NGN). Payments processed securely via Paystack.
Built for real people, real money
From freelancers to small business owners — Trakdip fits how Nigerians actually manage their finances.
“I used to forget who owed me money. Now I just message Trakdip and it keeps track automatically. The WhatsApp reminders are a game changer.”
Adaeze O.
Small business owner, Lagos
“Finally a finance app that doesn't require a tutorial. I typed 'Spent 3k on transport' and it just worked. That's all I needed.”
Emeka T.
Freelancer, Abuja
“I manage both my personal and business accounts in one place. The team access feature means my accountant can view transactions without me sharing my phone.”
Funmi A.
Entrepreneur, Port Harcourt
Get the full experience
The mobile app gives you the complete Trakdip experience — detailed analytics, multiple accounts, transaction history, and full control over your finances.
App coming soon — join the waitlist to be notified at launch.
Common questions
Everything you need to know before getting started.